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Family It's a great time to lower the rate on your current mortgage! We have a variety of options to meet your financial goals!

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Our Products and Services

We offer very attractive low rates and flexible mortgage loan options. There are no prepayment penalties and no "junk" fees associated with our loans. Pre-approval gives you negotiating power, and repaying is easier with automatic drafts.

Adjustable Rate Mortgages (ARM)

It’s all about the rate! These loans have a lower initial rate and are good if you want lower monthly payments or a low down payment. You may also qualify for a larger loan. This is a particularly good product if you are a first-time homebuyer, or if you think you’ll move or refinance in 5-10 years. Rates are fixed for 3, 5 or 7 years then can adjust yearly based on market conditions.

Benefits of a Dominion ARM:

  • To protect you from large rate increases, our ARMs have limits on how much your rate can move
  • Only 15% down is required to avoid the cost of Private Mortgage Insurance (PMI)
  • Closing costs and initial rate are lower than with fixed rate loans
  • There’s no up-charge for cash-out refinances
Fixed Rate Conventional Loans

Get the security of knowing your rate will be the same for many years to come.
  • 15 to 30 year terms
  • Flexible options to help meet your specific needs

Available on primary and vacation/second homes in the states of Virginia and North Carolina.

Instant Mortgage